There have been numerous instances where employees have engaged in fraudulent or rogue behavior while acting within the course or scope of their employment. Examples include employees embezzling funds from client accounts and fleeing the country, or stealing sensitive client…
Due to recent developments in the courts, updates to the Employment Standards Act (the “ESA”), and workplace changes due to Covid-19, which have had a direct effect on the employment agreements of most Ontario employers, employers have increasingly sought to…
Many employers include a probationary period in the employment contracts they offer to prospective employees. Generally, the probationary period is 3 months, but there is no limit to the maximum length a probationary period may be. the purpose of…
All long-term disability (LTD) insurance policies indicate how much the insured will receive in the event that he or she becomes unable to work due to a medical condition. However, most policies will also include a statement regarding what kind…
The term “total disability” is generally found in most long-term disability (LTD) insurance policies. When applying for LTD benefits, this term represents the first, of potentially many hurdles, that applicants must get over before being deemed eligible. In order to…
All long-term disability (LTD) insurance policies indicate the amount of benefits that the policy holder will be entitled to upon becoming unable to work due to a medical condition. This benefit amount will generally be a percentage of the person’s…
The concept of “alternate employment” becomes relevant in the LTD insurance context once the insured makes the transition, based on his or her policy, from being unable to engage in his or her “own occupation” to whether they are unable…